We know it can be hard to get excited by insurance. For the most part, it’s one of those things that we buy because we have to, not necessarily because we want to. But insurance matters, and having the right insurance in the event of a claim is vital. Anything less could result in your business having to close its doors for good.

We know you wouldn’t dream of doing your own legal work or medical tests. So why should your insurance be any different? It can be just as important in protecting what’s important to you and your business. And that’s where an insurance intermediary like Assurein can help.

Optimizing on insurance can be an onerous task for any business, organization or even an individual. It is a balancing act between need and cost. That is why it is critical to get a strong, experienced and professional intermediary to help you through the process.

If you haven’t worked with an insurance intermediary before, you’re likely oblivious to the many benefits they can bring to your life or business. So to make your life easier, we’ve set out the best reasons for using an intermediary for all your insurance needs.

Why an intermediary like Assurein?

1. Risk Assessment

The purpose of insurance is to cover your areas of risk so you’re protected financially when things go wrong. Of course, you need to know what your risks are in the first place so you’re not caught out at claim time! Well, that’s where your intermediary comes in. They’ll be able to look at your unique situation and identify the specific areas of risk which need to be covered. They also have knowledge of the risks across a range of different industries.

2. Expert Professional Advice

Whether you want to check that you have the right level of cover, want more information about your inclusions or exclusions, or have a question about your premiums, all you need to do is give your insurance intermediary a call. They have the expert knowledge to offer professional advice around your insurance and you can be confident that you have the right level of insurance cover in place. Rather than wasting your time trying to get your answers online, your insurance intermediary is an essential point of contact when it comes to insurance queries.

3. Saves you Time and Money

Having an effective insurance package in place is all about having high quality insurance cover at a competitive price. The last thing you want is to be spending too much money on insurance cover which isn’t up to standard. Your intermediary will be able to save you money by finding you cost effective insurance which provides you sufficient cover in the long run – remember, cheap premiums now can mean more expense for you at claim time! They also save you time by doing the running around on your behalf.

4. Advocates at Claim Time

When it comes to making an insurance claim, your intermediary makes life a whole lot easier. Once you contact your intermediary about a potential claim, they’ll lodge your claim on your behalf and follow up with the insurer to ensure the best outcome possible. Their industry knowledge means that they can facilitate a quick and painless claims process so you have an outcome sooner. They’ll also be able to let you know exactly what documentation is required, so that there are no hold ups.

5. Personalized Service

One of the main advantages of using an insurance intermediary is that you can take advantage of the personalised approach that they provide. When you opt for cover through an insurer, you never know who you may be getting on the other end of the phone and you often have to repeat information to multiple people. Your insurance intermediary is a single point of contact and they have a good understanding of your specific business insurance requirements. As your ongoing relationship with your intermediary develops, you’ll be able to send them a quick email or pick up the phone with any queries you may have. Their personalised approach also means that they don’t provide off-the-shelf solutions – instead, they take the time to get to know you and your business.

6. Making your life simpler

We all seem to be busier than ever, with virtually every moment of our spare time hotly contested. It’s important to take time out every once in a while, so why spend hours of your precious time searching and searching for the right insurance for you when an intermediary already knows the market inside out? They have spent the time unravelling policies and understanding what is really covered, so you don’t have to. You can go and read a book, sail a boat or ride a bike instead.

7. On-going expertise

Allied to the earlier point about insurance not being that exciting to the layman, if you work with an insurance intermediary, they can advise you on the latest and emerging risks impacting on your area of business because they stay on top of these things and are aware of the latest insurance products in the market to protect against them.

If you’re after personalized insurance contact Assurein today.

We are experienced professionals, with knowledge and experience to deal with the increasingly complex conditions facing businesses today. With a loyal customer base stretching across various industries, we focus on providing you personalised risk and insurance solutions that are customised for your business. Contact our office on (020)2400035 or write an email to insure@assurein.co.ke and we shall be happy to assist