Our Approach

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At Assurein, we invest heavily in the developmental phase of our partnership with the customer. We spend time getting to know you, your business and strategic vision, exploring risk exposures and designing an insurance program that is uniquely structured to support you when you need it most – no surprises! We then leverage our strong position and reputation in the market to negotiate robust coverage at competitive rates.
Each year we will visit, review and refresh our understanding of your business operations to ensure we represent your business needs to insurers in a positive, accurate and professional manner.

Our approach to risk is not one of trial and error. There is no opportunity to learn from errors. Rather we take a proactive approach. This requires foresight to anticipate new types of threats and willingness to take decisive preventive action.

Step 1

RISK ANALYSIS

Identifying and analysing risks associated with your business with a view to understanding your risk profile. We utilize various techniques such as inspections, financial analysis, review of exposures to loss and financial capacity analysis to determine your ability to absorb or retain risks and legal obligations.

Step 4

SOLUTION IMPLEMENTATION

We work together through the entire implementation process for a smooth take-on and ensure that everyone understands the benefits and processes. Where a new insurer is involved, we provide the necessary support in your transition.

Step 2

GAP ANALYSIS

Analyzing existing insurance and employee benefits program, if any, and identifying any uncovered risks and gaps. The team at Assurein brings many years of experience in identifying gaps and developing appropriate insurance strategies to support them. Our experience helps to ensure you are well protected whilst avoiding the high costs involved with being ‘over Insured’.

Step 5

MONITOR PERFORMANCE

We take care of the day to day management of your entire portfolio including handling and analyzing claims and ensuring that you always have the right information and assistance to fully optimise your program.

Step 3

DEVELOP SOLUTION

We provide you with professional, independent advice by always putting your specific requirements and needs first. We design a personalised solution that enables you meet your goals and advise on the appropriate insurer(s) to provide suitable coverage at appropriate price.

Step 6

ONGOING SUPPORT

Our ongoing support to you includes easy access to us as well as keeping all aspects of your portfolio up to date and incorporating any changes happening in your life or insurance needs. We handle claims from the start to the end and keep you informed every step of the way in a prompt, professional and friendly manner.

Commitment is what transforms a promise into reality

It is the words that speak boldly of our intentions. And the actions that speak louder than words. It is making time, when there is none and coming through for you time after time, year after year.

Frequently asked questions

What is the role of an Insurance Intermediary?

An insurance intermediary is an independent adviser knowledgeable in insurance and risk management.

Why should I use Assurein Insurance?

Assurein Insurance is your insurance adviser, with professional qualifications and experience in insurance matters. We will negotiate on your behalf for the right solutions at very competitive price

How can I know that I am adequately covered?

Assurein Insurance will advise you how to assess the adequacy of your insurance cover by analyzing your business and risk exposures.

Can I settle my premium in installments?

The Insurance Act requires premiums to be paid up front (Cash and Carry). However Assuein Insurance can assist you pay premium in installments by arranging premium financing from financial Institutions.

What happens if I cancel my policy before the expiry time?

The insurer computes and pays refund premium for the unutilized period subject to the policy terms and conditions if there has not been a claim

What do I do in the event of a claim? How fast can I get a claim processed?

Do not admit liability, or make or attempt to make an offer of payment. Notify us immediately and act as if you are uninsured and as far as possible minimize the loss.

Provided you have forwarded all the required documents to us, our highly competent staff will see to it that your claim is processed within a reasonable time.